Tools & Equipment Insurance for Storm Restoration
Your tools are your business. Ladders, nail guns, compressors, lifts, and trailer-mounted equipment represent tens of thousands of dollars — and they travel constantly between jobsites, states, and storage. Inland-marine coverage protects that gear wherever it goes, so a theft or loss doesn't shut down your crews mid-season.
Coverage Details
Tools on the Jobsite
Covers theft, damage, and loss of your tools and equipment while at the jobsite — including the high-value gear that storm crews leave staged on a roof or in a yard overnight.
Equipment in Transit
Your gear spends hours on the road between storms. Inland-marine follows it in transit, so a trailer break-in on the interstate or damage in a tow is covered.
Equipment in Storage
Between jobs, equipment sits in a shop, yard, or storage unit. We make sure it's protected there too — theft from storage is one of the most common contractor losses.
Rented & Borrowed Equipment
Storm work often means renting lifts or specialty gear on short notice. We can extend coverage to rented and borrowed equipment so you're protected on jobs that scale up fast.
Scheduled & Unscheduled Tools
We schedule your high-value items (lifts, large equipment) for full protection and provide blanket coverage for the small-tools that turn over constantly — so nothing is left exposed.
Fast Replacement
A stalled crew is lost revenue. We place coverage with carriers that settle quickly so you can replace stolen or damaged gear and get back on the roof.
Is This Coverage Right for You?
If any of these describe your storm restoration business, this coverage belongs in your program.
- Storm restoration contractors with valuable tools and equipment that travel
- Crews that leave gear staged on jobsites or in trailers overnight
- Companies hauling equipment across multiple states during hail season
- Contractors who rent lifts or specialty equipment for larger jobs
- Businesses storing equipment in shops, yards, or storage units
- Anyone who would lose days of work if key equipment were stolen
The Right Coverage, Placed by People Who Get It
Built for Mobile Gear
Inland-marine is designed for equipment that moves — exactly how storm restoration tools live. We structure it right.
Coordinated With Auto
We align your equipment and commercial-auto coverage so the trailer and the tools inside are both protected on the road.
Quick Settlements
Carriers that pay fast so a theft doesn't stall your crews mid-season.
Tools & Equipment Insurance for Storm Restoration — FAQ
Straight answers from a team that specializes in storm restoration.
No. GL covers third-party injury and property damage — not your own tools and equipment. Inland-marine (tools & equipment) is the coverage that protects your gear from theft, damage, and loss.
Get Your Free Storm Insurance Quote Today
15-minute quotes. A-rated carriers. Coverage that follows your crews across every state line.